Afterpay - Shop Now, Enjoy Now, Pay Later - Interest Free
My Gourmet Flavours is excited to offer you the Afterpay payment option that allows you to ‘Shop Now, Enjoy Now, Pay Later, Interest Free’.
Afterpay offers interest free payment plans for your online purchases. You buy what you want today, receive your order just as normal and pay it off in four equal, interest free fortnightly instalments.
Spend from $0 up to any value designated by Afterpay in a single transaction on items in our store and then:
- To be over 18 years of age
- Have a valid and verifiable email address and mobile number
- Use an Australian credit or debit card to make the purchase
- The funds required for your first payment must be available on your nominated card at the time of checkout
- If a payment is due from you, but not received by Afterpay in accordance with the payment schedule, a late payment fee will be charged.
To see Afterpay’s complete terms, visit http://www.afterpay.com.au/terms
Afterpay is a new payment option available for online orders of My Gourmet Flavours products. Afterpay allows customers residing in Australia to have their online order shipped to them as per normal and pay for their order over four equal instalments, interest free.
Who can use Afterpay?
Afterpay is available as a payment option if you:To be over 18 years of age
An Australian residential address
Have a valid and verifiable email address and mobile number and
Use an Australian credit or debit card to make the purchase
What will Afterpay cost me?
You will not pay anything extra when you choose to use Afterpay as your payment option, You will pay your instalments directly to Afterpay in accordance with the payment schedule. Afterpay will send to you via email. If a payment is due but not received by Afterpay in accordance with their payment schedule, late payment fees will apply (see the Afterpay website here for more details). In addition, because an Afterpay account is linked to your credit or debit card, standard card fees and charges may be applicable. You should refer to your card issuer's terms and conditions for full details of these.
Is there a minimum spend for Afterpay?
No, we don't have a minimum spend amount on our website.
How are the Afterpay instalments calculated?
The Afterpay instalments quoted on a product represent 1/4 (25%) of that product's current price excluding any delivery charges that may be applicable.
Delivery costs will be added into the quoted instalment rate payable when you have selected your preferred delivery method at checkout, and have selected Afterpay as your preferred payment option.
Where can I find out more about Afterpay?
The Afterpay website provides a very comprehensive list of FAQs at: www.afterpay.com.au/faqs. If you still can't find out what you need here, contact Afterpay directly by emailing email@example.com or calling 1300 100 729.
Do I need to register with Afterpay prior to making my first Afterpay purchase with My Gourmet Flavours?
No, you simply need to choose Afterpay as your payment method at checkout.
Will I need to fill out a credit application form to use Afterpay?
No, because your Afterpay account will be linked to your nominated credit or debit card that has already been approved via your chosen credit/banking provider.
How do I select to pay using Afterpay?
- Simply choose Afterpay as your payment option at the checkout
- For customers using Afterpay for the first time, you will need to provide payment details as usual to complete your purchase. However, once your first Afterpay order is approved by Afterpay and you activate your account by choosing a password, your Afterpay account will be created and you will be able to make more purchases using Afterpay by simply entering your Afterpay log in details upon checkout.
How long does it take for payment via Afterpay to be approved?
Assuming you meet all of the necessary criteria (noted below) and you don't already have too many outstanding Afterpay orders, the approval process is instant.
Will I always be approved by Afterpay?
No, you may be declined if you have too many outstanding orders with Afterpay or in accordance with Afterpay’s terms and conditions. You will need to make some payments towards some of your previous Afterpay purchases (by logging into your Afterpay account and selecting "Pay Now") before trying to make another purchase using Afterpay. If you do not believe this to be the reason for being declined, or you make payments to Afterpay and are still declined, you will need to contact Afterpay directly by sending an email to firstname.lastname@example.org or by calling 1300 100 729.
Can I pay for products on backorder or pre-order using Afterpay as the payment method?
No we don't sell products on back-order or pre-order because the availability of these items cannot be guaranteed.
When will my My Gourmet Flavours order (paid for using Afterpay) be sent to me?
When you pay for your My Gourmet Flavours order using Afterpay, your order will be released for processing and dispatch as per any other order paid for in full at the time of order (eg. by credit card) and you can expect to have your My Gourmet Flavours parcel shipped to you 4 days after your order. Our products are handcrafted for each order received so that we can guarantee freshness.
Can I split an order to pay some by Afterpay and the rest by some other means? (eg. credit card)
No, you cannot split your payment for one order over Afterpay and any other payment method. You would need to place two separate orders – one to be paid for via Afterpay, and the other to be paid for by whatever other payment option you wish to use (e.g. credit card or Paypal).
Who should I contact if I have any questions about my Afterpay account?
You can first review Afterpay's own "frequently asked questions" on their website at www.afterpay.com.au/faqs. If you require further assistance about your Afterpay account you can contact Afterpay directly by sending an email to email@example.com or by calling 1300 100 729.
How can I view my Afterpay payment schedule?
The payment relationship is between you and Afterpay, and at any time you can log into your Afterpay account to see your payment schedule and make a payment before the due date if you wish. Otherwise Afterpay will automatically deduct the instalments from your credit or debit card every fortnight.
How will I know when I need to pay my further three instalments?
Upon placing an order with My Gourmet Flavours using Afterpay as your payment method, you will be sent an email from Afterpay showing your payment schedule.